Five good savings habits

  1. Regularly review how much you’re paying. If you can afford to increase your payments, now’s a good time.
  2. Use the My Projected Pension tool to make sure you’re heading in the right direction.
  3. Make changes to your payments at any time on SELECT
  4. Go to MyCitiPension to review your investments and when you’re expecting to access your money so it’s in line with your retirement plans.
  5. Check that your Expression of Wish instruction is up-to-date.

You might be getting closer to taking your money, but you’ve still got time to make changes that will get things back on track.

Your contributions

Sign in to MyCitiPension and have a look at what’s been paid in so far. Could you be doing more?

You can always use the My Projected Pension tool there to see what it could get you in retirement.

Did you know you can use the planner to add in any other pensions you might have too? It’s a good way to look at the bigger picture.

If you want to increase your regular payments, you can go to SELECT and make changes.

Your investments

You’ve got plenty of investment options as a Citi Plan member. A good place to start might be to consider the three ‘lifestyle’ options available.

The Lifestyle approaches aim to reduce some of the risks involved with investing and fit with a specific retirement option in mind.

 

How much will be enough?

How will you be spending your money in retirement? Think about how your expenses might change, and what you’ll still need to cover.

 Find out more

Your options from 55

Do you know what your options are at age 55? You’ve got plenty of choice, find out what might work best for you.

 Find out more

Look after your loved ones

Make sure your loved ones are looked after if anything happens to you.

 Find out more

Target Access Age

Picturing your retirement isn’t always easy, especially when it’s many years from now.
But did you know that investing in one of the Lifestyle options in the Citi Pension Plan has to have a date to target? This is known as your Target Access Age and to find out more click here.

Find out more