Pensions don’t have to be complicated. In its simplest form, a pension is a long-term savings account.

Here are four important things you need to know about it now:

1. Citi pays money into it on a regular basis, and you have the option to add more in too. 
2. The money you pay into your Citi Plan is invested. Find out more about your investment options here.
3. When you get to 55 (or 57 from April 2028), you can take your money any way you want. Or you can leave your money invested and take it at a later date.
4. You don’t need to stop working to take your money, you just need to be 55 or over.