Citi Steps - Building Up

If you’ve made your initial plans for your retirement savings and laid good foundations for the future, now’s the time to start to building on that groundwork.

Start here if you’re anywhere from around 10 years away from your retirement age, and your thoughts for the future are starting to take shape.

Thinking about how much money will you have, how much will you need and how you can close the gap? Explore the links below to start planning.

How will you be spending your money in retirement? Think about how your expenses might change, and what you’ll still need to cover.

How much will be enough?

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Do you know what your options are at age 55? You’ve got plenty of choice, find out what might work best for you.

Your options from 55

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As you approach your retirement age, keep an eye on your savings – it can make all the difference when you come to take your money.

Reviewing your retirement savings

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Make sure your loved ones are looked after if anything happens to you.

Look after your loved ones

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Five things you need to know:

How you want to take your money should be guiding your investment decisions at this stage.
You’ve got plenty of options at retirement: cash, guaranteed income or flexible income. And there are investment options available to match.
These 10 years before retirement are crucial, and paying in more now can make all the difference.
Now’s the time to be thinking about what you’ll need in retirement. What will you be spending your money on?
There’s a My Projected Pension tool available on MyCitiPension to help you work out what you’ll have, and what you might still need.