Where you choose to invest your money can make all the difference.

  • You’ve got plenty of investment options available to you as a member of the Citi Plan, but there’s also a ‘default’ investment option in place, which is where you’ll be invested initially.
  • The default is a ‘lifestyle’ option. That means it will automatically change your investments with the aim of reducing risk as you get closer to taking your money.

Where do I start?

Here are two key questions to ask when you’re starting to think about where you want to invest:

What are your plans for retirement? 

Do you know how you want to take your money?

Your answer will help shape your investment approach.

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What’s your attitude to risk and reward?

How much risk you’re willing to take with your money affects how much it grows in the long run. Assess your attitude to risk using the investment guide, by going to MyCitiPension > News and Guides > Plan Library.

Your plan handbook can be found on the MyCitiPension site. Log in or go directly back to that site if you've come from there, then click on to News and Guides where you'll find the Plan Library. All of your important documents are found here, along with the plan handbook.

Go to MyCitiPension and log in to make changes to your investments.

Go back to basics

Knowing what a pension plan is and how it works is the first step in making plans for the future.

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Make the most of Citi's contribution

Citi’s core payment is 7.5%, no matter what you’re paying in. And Citi will put more in if you do too.

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What about tax?

Find out about tax on your pension savings and how Citi can help.

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